Tuesday, April 20, 2010
Wednesday, April 14, 2010
The Beginning of the 2009 Schuylkill County Fire Convention Parade
http://www.youtube.com/watch?v=OOQ95nCnIq4&hl=en
Saturday, April 10, 2010
Immigrant Insurance - A Great Beginning to the American Dream
When an immigrant to the U.S. first encounters life as an American, he/she should be well placed to handle all the changes in life that being an immigrant brings with it. To help matters in the health department, immigrant health insurance is a must.
To enjoy life as an American, it is essential to ensure that health costs don't spiral out of control. These insurance can help in this regard. What's more, some plans, called guarantee issue plans, are designed in such a way that they accept all applicants.
Unplanned medical expenses are generally covered by immigrant insurance. That includes emergency evacuation and accidental death and dismemberment, apart from the medical costs related to inpatient and outpatient care, diagnostic tests, prescription drugs, surgery, and ambulance services.
Physiotherapy, chemotherapy, and radiation therapy are also covered by some insurance plans for immigrants. Dental care is included if the damage is to the natural teeth, and mental disorders, drug and narcotic abuse and maternity are all covered if conditions are satisfied. What is not covered? Routine medical care, optical care, previously existing conditions, and cosmetic surgery are generally excluded.
These plans can offer fixed benefits or comprehensive benefits. Fixed benefit plans, or scheduled benefit plans, feature a limit for each medical service, and are less expensive. Comprehensive benefit plans, however, cover the plan holder for up to the policy maximum for any medical service, unless otherwise specified.
The typical duration of an immigrant health insurance plan is around a month to a year, with plans available for up to five years. In most plans, you can choose the deductible you want. Renewal procedures and rules may be different for each plan.
Insurance companies come in many shades, and chances of prompt claim settlement depend on how the insurance company is rated. A.M Best Company's ratings will help in this regard. It is best to be knowledgeable about a company's status to avoid disappointment later.
Whether immigrant health insurance is purchased prior to departure or after arrival in the United States, it is essential that the coverage fits the needs of the plan holder. It is imperative to maintain insurance, and strike that off the to-do list!
Friday, April 9, 2010
1- Societas Raffaello Sanzio Divina Commedia Inferno meeting with Chiara Guidi sub english
http://www.youtube.com/watch?v=msq8BLOMrUw&hl=en
Thursday, April 1, 2010
NYC - Emergency Ambulance Service Vehicle (at night)
http://www.youtube.com/watch?v=XVZiWNl20Ug&hl=en