In many cases, yes they will.
When dealing with any specialty service, such as an air ambulance service and an insurance company's coverage policy, it is a good idea to gather some information.
A beginning step would be to discuss the medical necessity of your traveling to another medical facility with your current doctor. Your insurance company will require the doctor's input and written determination that it is a medical necessity not only for you to travel, but also that you should travel by air.
A medical necessity might mean that your situation is life threatening and the best facility for you to be at is hundreds of miles away. Perhaps it just that your doctor has determined that your current medical facility can not adequately treat the severity of your situation. In any case, it is your doctor who will determine the medical necessity of your case.
Another step is to see if your insurance policy has an air ambulance benefit, what it covers, what it limits and what criteria must be met if the service is to be covered. If you do find you have air ambulance coverage, dig a little deeper and find out what the benefit limit is and if there is a lifetime, maximum benefit.
Before you select an air ambulance service make sure that the provider will coordinate with your insurance company. Do not count on a company that encourages you to travel first and then deal with claim forms. Insist that the air ambulance company receives authorization from your insurance company first, or you might end up with transportation costs you had not counted on.
For more great information on air ambulance service, see American Jets Inc, the worldwide leader in air ambulance transportation.
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